Скачать или смотреть Avoid These Car Loan Mistakes | Smart Hacks to Save ₹₹₹

Decide Your Budget
Total car cost ₹10 lakh
How much you can pay down payment
Balance amount hoga loan.
A good CIBIL score (750+) increases your chances of getting a loan at a lower interest rate.

Compare Loan Offers
Check interest rates, loan tenure, and EMI from: (SBI, HDFC, ICICI, etc. public specially.

Tenure: 1 to 7 years Longer tenure = lower EMI but more total interest.

Submit Documents
Identity & address proof (Aadhaar, PAN)
Salary slips/ITR (for income proof)
Bank statements
Car quotation/proforma invoice

Loan Approval & Disbursal
Bank verifies documents & CIBIL
Loan gets approved
Funds are sent directly to the dealer and you can take the delivery

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