Скачать или смотреть What is Retirement Optimisation – Planning and Funding

Most Malaysians believe they’re preparing for retirement — saving in EPF, buying insurance, investing where they can. Yet when the time comes, many still feel uncertain.

The reality is, a collection of financial products does not make a retirement plan. Optimised Retirement Planning aligns every key factor that determines retirement success — from lifestyle goals and risk management to investment structure and income needs — so you can see clearly how each decision supports your bigger picture.

And while many chase high returns, Optimised Retirement Funding focuses on building portfolios that are safe, steady, and well-structured that steadily supports your lifestyle without unnecessary risk.

Together, they form the foundation of Retirement Optimisation — Whitman’s proven method to strategically plan, fund, and live your retirement with clarity and confidence.

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About Yap Ming Hui
Yap Ming Hui, a licensed fee-charging financial planner, is a regular columnist in major newspapers and bestselling author of 8 personal finance books in Malaysia. Whitman, the financial advisory company founded by Yap in 2000, has served thousands of satisfied clients who have paid for advisory services.

For more information, visit Whitman's website at www.whitman.com.my

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