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📆 MRA +10 Retirement Explained – Should You Retire Early or Wait?
If you're a federal employee nearing your Minimum Retirement Age (MRA) with at least 10 years of service, you may qualify for the MRA +10 provision under FERS. But… is it the right move?

This video breaks it all down so you can make a confident, informed decision about your future.

🎯 In this episode, we cover: ✅ Who qualifies for MRA +10 retirement
✅ Why it feels like a “middle zone” for many feds
✅ What the 5% pension reduction per year under 62 really means
✅ Why you won’t get severance if you’re offered a RIF but qualify for MRA +10
✅ The pros of keeping your health & life insurance
✅ When it’s smarter to delay (postpone) your pension
✅ The cost of losing COLA and the FERS supplement

📌 Plus: What happens to TSP access, how unemployment plays a role, and what health coverage options exist if you’re not quite ready to retire but get caught in agency downsizing.

✨ This is one of the most misunderstood retirement options in the federal benefits system—and we’re here to help you get it right.

👭 We’re Evonne & Heather—your Retirement BFFs (Best Fiduciary Friends)—and we specialize in helping federal employees like YOU protect your retirement, maximize your benefits, and plan smart for the long term.

👍 Like this video? Don’t forget to like, comment, and subscribe, and share it with a fellow federal coworker who's in the same boat.

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