Скачать или смотреть Here’s what you do instead 👇 1️⃣ Dispute it under FCRA §611 — Demand verification of the original

Here’s what you do instead 👇
1️⃣ Dispute it under FCRA §611 — Demand verification of the original agreement and charge-off notice.
2️⃣ Ask for proof under §623 — The furnisher must validate accuracy and ownership.
3️⃣ Request the data source under §609(a)(1) — Make them show where they got their info.
4️⃣ If they fail to validate within 30 days — You have the right to request deletion.

That’s how my clients turn “charge-off nightmares” into clean reports… and walk into banks getting approvals again.

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