Saving Money in YNAB

If you’ve been a YNABer for any amount of time, you probably know that we think about money a little differently around here. We’ve got a proven method, and the reason that it works so well is because it helps change the way you think about your money, which leads to real behavior change.

The thing is, change can be hard sometimes!

And, one of the more confusing issues for new YNABers is how to handle savings. They worry about including their savings account(s) in their budget for fear that they’ll accidentally—or not so accidentally—spend it. But nothing could be further from the truth. BenB & Ernie break down budgeting your savings in this episode of Budget Nerds!

Timestamps:
0:00 Intro
0:36 What does it mean to save money?
2:34 Budgeting savings
7:43 Every category is a savings category
10:50 Savings accounts
17:10 Simplifying savings accounts
25:10 Final thoughts

Links Mentioned:

The Relationship Between Your Budget & Your Accounts https://www.youneedabudget.com/the-re...

Do You Even Need a Savings Account?
https://www.youneedabudget.com/do-you...

Sign up for a free trial! - https://www.youneedabudget.com/

Check out our book! - https://www.youneedabudget.com/ynab-t...

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#budgeting #youneedabudget #ynab