Скачать или смотреть Funds to Close: Don't Let This Mistake Delay Your Home Loan! | Homebuyer Tips

Avoid last-minute loan delays! 🚫💸 In this video, I break down what funds to close really mean and why so many homebuyers hit unnecessary roadblocks—just because they didn’t plan ahead.

If you're using a 401(k), stocks, or even expecting a gift from a family member, lenders need to see the full paper trail—and waiting until a week before closing can wreck your timeline. 😬

🛑 Important: When I say "unless you're using cash," I don’t mean a cash deposit. I mean buying the entire home with cash, no loan involved. If you are applying for a mortgage, this applies to YOU.

In this video, you’ll learn how lenders think:
✔️ What counts as acceptable funds to close
✔️ Why you need to plan early—even if you have the money
✔️ How gifts, 401(k) withdrawals, and stock liquidations must be documented
✔️ What lenders actually look for
✔️ How to avoid delays that could cost you the home

📍Tip: Talk to your loan officer early. We can help you avoid surprises and keep your home purchase on track.

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