Скачать или смотреть First Time Home Buyer Must Know This Payment Secret!

Independent Mortgage Broker
All mortgage lenders get their money from the same pile--wall street. The difference between Todd and a retail lender is exactly what it sounds like. Retail charges retail pricing (go buy a shirt at the mall) for a mortgage. Todd charges wholesale pricing for a mortgage. Retail has massive overhead, which increases expenses, and they pass that expense on to you. Todd has minimal expenses. Get the same product, an exceptional ⭐⭐⭐⭐⭐ White Glove experience and pay lower costs and less interest.
Information provided in this video are solely for educational purposes. Rates used here are as an example in an illustration only and in no way should be perceived as generally available.

Rates change every day, sometimes many times per day. Rates shown are an illustration based on specific qualifications at a specific moment in time and are no longer available. All rate conversations with actual clients are confidential and follow strict compliance rules and regulations.
Points of emphasis:
1. By the time these rates are posted, they are no longer available, as they are a survey from previous market conditions. It simply gives you an indication of which way rates are trending.
2. This does not factor anything specific regarding your situation, it is a survey of the lowest rate and fee structure possible for the best borrower a lender has, that said, I can show you what adjustments higher or lower are made to your loan criteria that make your rate deviate from what is posted.

Todd is an author, a speaker, and a loan officer. He works with clients and mortgage professionals to share tactics to increase wealth. If you want to look Todd up you can go here: www.affluentology.com or www.yestodd.com. If you want to look up Todd as a licensed Mortgage Loan Originator, his NMLS information can be found here: https://nmlsconsumeraccess.org/
Todd Gehrke | NMLS 248559 | LMB100017147

Todd often consults with clients that do not need a mortgage, but have questions about other areas of spending habits, credit score, credit cards or other areas of financing. You cannot invest money with Todd. No one is more responsible for your wealth than you are. Make decisions based on your own assessment. Everything Todd shares may or may not be applicable to your individual needs. You are required to make your own choices. He does not make decisions for you. As you will hear him say, "he provides, you decide."

This video is an example of a conversation Todd would have with a client. The numbers are changed, the rates are determined by the market and the borrower's profile. Rates listed in this video were available to the borrower in the scenario at the time of the presentation, but are never available to all borrowers and expired the day the video was recorded.