Retirement corpus: How much Indians must save & withdraw ? Detailed Research ft. Ravi Saraogi

You would have often heard you need 25X of annual expenses as a retirement corpus. Ravi Saraogi, a Chartered Financial Analyst and co-founder at Samasthiti Advisors, debunked that notion in a conversation with Satya Sontanam from Zerodha Varsity.
Ravi shares the findings of a recent study that he has been a part of on how much Indians must save and withdraw to have a decent retirement life. Watch the full video to get answers about the financial aspects of retirement, from building the corpus to withdrawal.

Link to the calculator - https://samasthiti.in/samasthitis-ret...

Time Stamps
00:00 – 1:26 – Coming Up
1:27 – 2:48 – Intro
2:49 – 4:20 – Calculating retirement corpus
4:21 – 8:22 - Safe withdrawal rate in US Vs India
8:23 – 10:10 – Why do Indians need to save more?
10:11 – 12:44 – Retirement planning in India
12:45 – 14:53 – Research on how much to save
14:54 – 17:04 – Asset allocation at age 60
17:05 – 19: 18 – Withdrawing from retirement kitty
19:19 – 25:36 - Risk of higher equity allocation
25:37 – 26:19 – Tax consideration
26:20 – 27:35 – Calculator
27:36 – 27:50 – Outro

Links to Refer
Learn more about behavioral biases here:
https://zerodha.com/varsity/chapter/t...

Other Important Links
You can put your stock market knowledge to the test by taking the Varsity Certification test here: https://zerodha.com/varsity/certified/
Open Zerodha Account - https://zerodha.com/open-account?c=ZM...

Social Media
Twitter -   / zerodhavarsity  
Instagram - https://www.instagram.com/zerodhavars...

#analysis #investing #finance #stockmarket #financialeducation #varsity #zerodha #retirement #planning #personal #100 #corpus #sip

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