Скачать или смотреть Your RRSP Refund Is Coming — Most Canadians Will Waste It in 72 Hours

Your RRSP refund is landing in Canadian bank accounts right now — and most people will spend it before the month is over. In this video we break down the RRSP Flywheel strategy: how to turn your 2026 tax refund into a two-account compounding system using your RRSP and TFSA simultaneously. We cover the new 14% federal tax bracket, the $33,810 RRSP limit, real dollar refund calculations at every income level, spousal RRSP income splitting, and the carry-forward strategy most Canadians walk past every year. If your refund is coming, watch this before you spend it.
📌 Topics covered: RRSP contribution limit 2026 — RRSP tax refund calculator Canada — 14% federal tax bracket Carney — RRSP vs TFSA 2026 — RRSP Flywheel strategy — spousal RRSP income splitting — RRSP carry-forward room — how to use RRSP refund — CRA RRSP deduction limit — TFSA and RRSP together
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⚠️ DISCLAIMER: The information in this video is for educational purposes only and does not constitute financial, tax, or legal advice. All figures and rules referenced are based on publicly available CRA guidelines as of 2026. Individual tax situations vary — consult a qualified financial advisor or tax professional before making any decisions about your registered accounts. Maple Money Talks is not responsible for any actions taken based on the content of this video.
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