What Is A Promissory Note? | SMFG India Credit

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A promissory note is a legal agreement where one party promises to repay a specific loan amount to another, outlined with key details like interest rate, repayment terms, maturity date, and signatures. While it can pose risks like high interest rates or recovery issues, loans from trusted lenders, such as SMFG India Credit, ensure a secure and transparent process.

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SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is among the leading NBFCs of India. Since its launch in 2007, SMFG India Credit has successfully and strongly established itself, spread across the country's broad financial landscape, with a PAN India branch network serving millions of customers. Our services are dedicated to provide financing to the underserved segments, including retail consumers and small business owners / SMEs. We offer unsecured as well as secured financing through an array of products including personal loans, commercial vehicle and two-wheeler loans, home improvement loans, loans against property and personal loans. SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is wholly owned by the Sumitomo Mitsui Financial Group (SMFG).