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Auto Repos Are Surging in 2025 — What’s Really Going On?

More than 1.7 million vehicles were repossessed in 2024 — the highest total since the Great Recession. And now in 2025, auto loan delinquencies are hitting multi-year highs across both subprime and prime borrowers.

In this video, I break down:
What’s driving the spike in repos and late payments
How rising interest rates, loan terms, and insurance costs are crushing buyers
What the data actually says — with sources to back it up
What to do if you’re buying, financing, or falling behind

This isn’t just fearmongering — it’s a real financial reset happening in the auto industry, and it could affect your next car purchase.

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SOURCES:
PYMNTS.com
CureRepossession.com
CFPB
YCharts
Axios
WalletHub
CoxAutoInc.com

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