Скачать или смотреть Best Fixed Deposit Interest Rate 2025 | Up to 8.4% Interest Rate | SBI, HDFC, Axis & more

Note: Fixed Deposit rates have changed. Link to the updated video:    • Best Fixed Deposits Oct 2025 | Up to 8.15%...  

Still investing in low-interest savings accounts? You might be missing out on big gains. In this video, we reveal the best FD rates available in July 2025 and they might surprise you.

If you think FDs only give you 5–6%, you’re in for a big surprise. There are banks today offering highest FD rates up to 8.5% interest, and all of it is completely safe and insured up to ₹5 lakh under DICGC, a wholly-owned subsidiary of the RBI. Whether you’re looking for a short-term deposit, a long-term investment or something safe for your parents or retirement income, this video has everything you need.

The rates in the video are subject to change, compare and book the highest interest rates FDs in India on Stable Money.
Start Now: https://www.stablemoney.in

Chapters
00:00 - Intro
00:24 - Why FD Rates Are Changing
00:58 - Best FD Rates for July 2025
01:27 - Senior Citizen FD Rates
02:08 - Popular Banks FD Comparison (SBI, HDFC, ICICI)
03:14 - Impact on Return with Example
03:50 - Best FD rates by Tenure (Short, Medium, Long)
04:23 - Features of Modern FDs
04:56 - How to Book the Best FD Instantly with Stable Money
05:13 - Outro

Repo Rate Cuts and FD Rates
The RBI has already cut the repo rate three times in 2025, the latest being a 0.5% cut in June, the largest in six years. As a result, most major banks have also slashed their FD rates. But that doesn’t mean your returns have to drop. Some banks, especially Small Finance Banks, continue to offer very attractive FD rates of over 8%, and these are 100% safe and regulated.

Best FD Rates in July 2025
Suryoday Small Finance Bank FD – 8.4% for 5-year
Utkarsh Small Finance Bank FD – 8.5% for 2-year (Senior Citizens)
Slice Small Finance Bank FD – 8.25% for 2-year
Jana Small Finance Bank FD – 8.2% for 5-year

Compare that to large banks like:
SBI Fixed Deposit Rate - Max 6.45%, with a special 6.6% rate for 444 days
HDFC Fixed Deposit Rate - Max 6.6% for 18–21 months
ICICI Bank Interest Rate - Max 6.6% for 2–5 years
Axis Bank Interest Rate - Max 6.6% for 15-24 months
Compare Fd: https://shorturl.at/XpXGs

Senior Citizens Fixed Deposits - Don’t Miss Out!
Many banks offer 0.5% extra interest to senior citizens. If you're planning to invest for your parents or grandparents, make sure to check senior citizens fd rates. These high-yield FDs can help them earn monthly income or grow their retirement corpus safely.

Best FD Rates by Tenure
Short-term FD (1-year): 7.50% – Suryoday SFB
Medium-term FD (2-year): 8.25% – Slice SFB
Long-term FD (2–3 years): 8.00% – Utkarsh SFB

Are These FDs Safe?
Yes! All listed banks are RBI-regulated, and your deposits are insured up to ₹5 lakh per bank (including interest) by DICGC. So your money is not only growing, it’s 100% secure.

Book FDs Online with the Stable Money App
Finding the highest FD rate and booking it is now easier than ever. With the Stable Money app, you can:
Compare 1200+ FDs from banks and NBFCs
Book online in minutes with no bank visits
No need to open a new savings account
Track all your FDs in one place
Enjoy full RBI-regulated security

Ready to Make the Shift?
Visit https://www.stablemoney.in
Or download the Stable Money App from Play Store or App Store to start investing in the best FD options in India without any new bank account or paperwork.

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