Скачать или смотреть When Introductory Interest Rates Expire: The Best Options | Morris Invest

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KD has a HELOC and his introductory interest rates are about to expire. What are his best options?

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How to Decide What to Do with Expiring Introductory Interest Rates
If you have a HELOC with an expiring introductory interest rate, you basically have three options.
1. Try to pay down the balance before the rate expires.
2. Do nothing and take the standard interest rate that will apply to your HELOC.
3. Try to switch to a HELOC (or other banking product) with a lower interest rate.
I would say that it’s always worth your while to shop around. Meet with a banker and see what they can offer you. However, don’t only consider the interest rate. There could be other closing costs or fees associated with a new account. You’ll need to assess the numbers and see how switching products compares to taking the hit of the interest on your existing account.

Dan Kraus at Churchill Mortgage: https://bit.ly/347nADc
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About Clayton Morris:
As a financial news host and real estate investor, Clayton Morris believes that everyone has the right and the ability to achieve financial freedom – and works to help others to know how to do so. Clayton founded Morris Invest that builds portfolios for their clients and guides them through the buying process, ensuring cash-flowing investments. In his podcast, Investing in Real Estate with Clayton Morris, he offers specific and actionable ways to have financial security and to build a meaningful life. Clayton Morris co-hosts Redacted with his wife, Natali, bringing you news you won’t hear on major networks.

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