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Brother Refinanced My Vacation Home — Then The Mortgage Fraud Investigation Found...
‪‪@HardTruths-x5i‬

I opened the attachment. There was Kevin's signature on a refinance application. And mine. Except I'd never seen these documents before in my life.
The paperwork claimed we were co-owners refinancing our "family vacation property" to "reduce the interest rate from 6.2% to 4.8%." The cash-out amount: $125,000. Split between us, according to the disbursement schedule. Except the entire $125,000 had gone to an account with only Kevin's name.
I called the lender. A cheerful voice answered. "Cascade Lending, this is Jennifer, how can I help you?"
"I need to speak with your fraud department."
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