How New Trends in SBA Lending Are Fueling Small Business Growth and Franchise Success in 2025!

How New Trends in SBA Lending Are Fueling Small Business Growth and Franchise Success in 2025! #SBALendingTrends

Question: With your finger on the pulse of SBA lending, what shifts have you seen recently, and how are you advising clients to stay ahead?

What trends are you seeing in SBA lending, and how should borrowers adapt to current market conditions?

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Stay ahead of the curve with the latest SBA lending trends! In this video, we discuss the key shifts happening in SBA financing, including expedited approvals for smaller loans, increased focus on franchise financing, and predictions for raising the $5 million loan limit. Whether you’re looking for working capital, starting a franchise, or diving into entrepreneurship, these insights will help you capitalize on emerging opportunities.

Recent trends in SBA lending show a strong push toward smaller loans, with loans under $150,000 now accounting for 33% of activity in 2024, and those between $150,000 and $500,000 up by 16%. The use of SBSS credit scoring for loans under $500,000 has expedited approvals, making funding for working capital and lines of credit up to $150,000 more accessible for businesses with at least two years of operations, even if they are not yet profitable. These changes reflect a broader effort by the SBA to simplify processes and encourage small business growth.

The $5 million SBA loan cap, unchanged since 2010, is expected to rise within the next 18-24 months as demand for business acquisitions and startups surges. This increase aligns with projections of explosive growth in entrepreneurship, particularly in the franchise space, which offers a turnkey model for aspiring business owners leaving corporate jobs. Franchise lenders report unprecedented activity, signaling a continued shift toward self-employment and business ownership.

Overall, the SBA's updates are seen as positive, focusing on speeding up loan processing and supporting more entrepreneurs in their journey. With these favorable conditions, SBA loan products are expected to see consistent year-over-year growth, making 2025 an exciting year for small business financing. For those looking to grow their businesses efficiently, a free resource, Biz Scaling Playbook, offers tools and strategies to leverage virtual assistants and AI for 10x productivity. Entrepreneurs are encouraged to take advantage of these opportunities and prepare for growth in a dynamic market.

#BusinessFunding #FranchiseOpportunities #EntrepreneurshipTips #SmallBusinessGrowth

📌 Timestamps:
0:00 – Recent shifts in SBA lending
0:12 – Expedited financing for loans under $500,000
0:34 – Rising prevalence of smaller SBA loans
1:05 – Predictions for raising the $5M SBA loan limit
1:36 – Growing demand for franchise financing
2:17 – Free eBook: Scale your business with AI & virtual teams

💥 Thanks for watching 💥
#SBALoans #BusinessFinancing #FranchiseFinancing #SBAUpdates #BusinessGrowth #Entrepreneurship #CorporateEscape #WorkingCapitalLoans #FinanceTips #scalingyourbusiness

About Beau: Beau Eckstein is a franchise consultant, commercial mortgage advisor, and business ownership coach who helps entrepreneurs buy, build, and expand their businesses. He assists aspiring entrepreneurs in finding their ideal franchise or business opportunity. Beau's expertise as an investor and business owner allows him to guide clients through the entire process of acquiring, funding, and growing their ventures.

🎥 The video interviews we do on IFP will help you scale your real estate business and learn how to finance all your projects.

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