ICICI Bank Personal Loan: Types of ICICI Personal Loan and Documents required

Do you want to apply for a personal loan from ICICI Bank? Then you must know that the entire process is very simple.

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Lets first take a look at how to apply for ICICI Bank's personal Loan:
1. Online Way: You can avail a personal loan of upto Rs 20 lakh from ICICI bank. For this you just have to apply online, check your eligibility and provide required documents.

2. Offline Way: You will have to visit any of the bank branch and check your eligibility criteria. Then you can fill up the form and submit required documents.

Types of Personal Loan offered by ICICI Bank

1. Wedding Loan: Are you in need of urgent cash for your child’s wedding? Then you can opt for a wedding loan from ICICI Bank. You can avail a loan of up to 20 lakh with interest rates starting as low as 11.50% per annum.

2. Holiday Loan: If you are planning your dream vacation and falling short of funds, then you can choose Holiday loan from ICICI bank. The bank ensures quick processing of loan amount with minimal documentation.

3. Home Renovation Loan: If you wish to get your home renovated then ICICI bank offers loan especially for home renovation. You can get a loan of upto Rs 20 lakh and the amount will get credited within 72 hours.

4. Top Up Loan: If you already have an ICICI personal loan and need more money then you can opt for top up loan. This loan will cover both your existing loan amount and new financial requirement. You can also choose to pay separate EMIs for both you new and existing loan.

5. Fresher Funding: If you are a fresher who is need of funds, then you can apply for ICICI bank’s fresher funding. You can avail a loan of up to Rs 1,50,000 without any hassle. No security or collateral is required for this loan.

Documents Required for Availing Personal Loan from ICICI Bank

1. For Salaried Individuals: You need to submit your identity proof, address proof, last three month’s salary slip and six month’s bank passbook to avail a personal loan from HDFC. Apart from this, you also need to submit two passport size photographs.

2. For self- employed individuals: You need to submit your KYC documents, address proof, Income proof, Office address proof, Latest 6 months Bank statement, Proof of continuity of business and Proof of residence or office ownership.

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