Скачать или смотреть How Insurers Wrongly Reject Honest Claims | IRDAI Explains

When purchasing health insurance, you're often advised to disclose past illnesses. Many customers do so honestly — yet, some still face claim rejections.

📌 Example: In 2023, IRDAI fined a private insurer ₹1 crore for wrongly denying customer claims. Despite customers disclosing their medical history, the company claimed the information was "undisclosed" and denied the claims.

According to the Insurance Act and IRDAI Circular on Fair Disclosures, if the customer is honest, the insurer cannot deny the claim. IRDAI has stated that unfair practices will attract penalties, holding insurers accountable.

This isn't just one company's story. Major players like Acko General Insurance, HDFC Ergo, and others must adhere to the same rules.

✅ The fact is simple: Insurance works only when honesty exists on both sides — the customer and the insurer.#HealthInsurance #IRDAI #InsuranceRights #ClaimDenied #InsuranceTips #FinancialAwareness #FairDisclosures #InsuranceLaw #KnowYourRights #InsuranceAwareness