Repairs can make—or break—creative finance deals. In this video, Scott shows how to scope rehab for subject‑to and owner‑finance exits, when “remove the negatives” beats luxury upgrades, why your exit strategy (retail, rental, or seller finance) dictates the level of work, and a simple two‑visit method to tighten repair numbers within 5–10%.
You’ll learn
The most common repair patterns in distressed/Sub2 houses
“Neat, clean, and safe” vs. over‑improving for the area
Bathroom, paint, floor, roof, window decisions by price point
Two‑visit process: disclosures, docs, and refining the budget
How to match rehab to retail, rental, or owner‑finance exits
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Chapters
0:00 Intro: Repairs in Creative Finance
0:27 Why Sub2 Houses Need Repairs
1:00 Minor vs. Major Rehab Scope
1:22 Match Rehab to Exit Strategy
1:32 Demographics: As‑Is vs Move‑In Ready
1:51 Remove Negatives, Protect the Asset
2:18 Interiors: Cabinets, Paint, Floors
2:44 Bathrooms Done Right (on a Budget)
3:28 Neighborhood & Price‑Point Standards
3:55 Level 1 vs Level 2 Rehab
4:03 First Visit: Rough Budgeting
4:19 Disclosures & Docs You Need
4:32 Foreclosure / Reinstatement Info
4:57 Second Visit: Refine the Numbers
5:18 Estimating Accuracy: Hit 5–10%
5:35 Choose Rental, Retail, or O/F Exit
5:43 Comps & Market Read for Rehab
6:09 When “As‑Is” Works (and When Not)
6:31 Wrap‑Up & Next Steps
Scott Horne has been a real estate, title attorney, and investor for over 30 years. Over this time, he has purchased, rehabbed, and sold over 7,000 single family homes. Through his companies and law office, he has transacted over 10,000 creative finance deals. Scott’s experience as both an attorney and an investor puts him in a unique position to help you navigate this tricky business every step of the way.
✅ 𝐖𝐚𝐧𝐭 𝐦𝐨𝐫𝐞 𝐟𝐫𝐞𝐞 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐨𝐧 𝐨𝐰𝐧𝐞𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠?
https://www.theownerfinancenetwork.co...
✅ 𝐃𝐨𝐧’𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐨 𝐟𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 𝐨𝐧 𝐨𝐮𝐫 𝐨𝐭𝐡𝐞𝐫 𝐬𝐨𝐜𝐢𝐚𝐥 𝐦𝐞𝐝𝐢𝐚 𝐜𝐡𝐚𝐧𝐧𝐞𝐥𝐬 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐟𝐫𝐞𝐞 𝐭𝐢𝐩𝐬!
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✅ 𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐬𝐭𝐞𝐩 𝐮𝐩 𝐲𝐨𝐮𝐫 𝐠𝐚𝐦𝐞 𝐚𝐧𝐝 𝐥𝐞𝐚𝐫𝐧 𝐦𝐨𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐨𝐰𝐧𝐞𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠?
1. The Subject To Academy
https://www.theownerfinancenetwork.co...
2. Everything You Need to Know About Liens
https://www.theownerfinancenetwork.co...
3. Scott Horne’s Owner Finance Real Estate Investment Training
https://www.theownerfinancenetwork.co...
4. 1 Day Recorded Training on Owner Financing
https://www.theownerfinancenetwork.co...
5. Owner Financing for Realtors
https://www.theownerfinancenetwork.co...
✅ 𝐍𝐞𝐞𝐝 𝐡𝐞𝐥𝐩 𝐰𝐢𝐭𝐡 𝐚𝐧 𝐨𝐰𝐧𝐞𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧?
1. Legal Services
https://www.theownerfinancenetwork.co...
2. Title Services
https://www.theownerfinancenetwork.co...
3. Note-Pro Services
https://www.theownerfinancenetwork.co...
4. RMLO Services
https://www.theownerfinancenetwork.co...
5. Loan Servicing
https://www.theownerfinancenetwork.co...
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