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What happens when you get in a car accident in India? How will you get the claim? Should you file an FIR?

The general public often lacks awareness about the specific details of car insurance and the role of the police in the event of a road accident. Many people may not fully understand the coverage provided by their insurance policies, including the different types of coverage available, deductibles, and claim procedures. This lack of awareness can lead to confusion and difficulties when dealing with insurance companies after an accident.

Additionally, people may not be aware of the importance of involving the police in a road accident. Police involvement is crucial for several reasons, such as ensuring the safety of those involved, documenting the incident accurately, and providing an official report for insurance claims. The police report helps establish liability and can be vital in resolving disputes between parties involved in the accident.
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