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How To Read A US Postal Service Pay Stub?

Understanding your USPS pay stub involves reviewing several key sections. At the top, you'll find your personal information, employee ID, and the specific pay period. The "Earnings" section details your gross pay, itemizing regular hours (REG), overtime (OT), night differential (ND), holiday pay (HD), and other special pays, often with corresponding rates and hours. Below earnings are "Deductions," separated into pre-tax (like health insurance premiums, Thrift Savings Plan - TSP contributions) and post-tax items (such as union dues or charitable contributions). The "Taxes" section outlines federal, state, and local income taxes withheld, along with FICA contributions for Social Security and Medicare. Crucially, the "Leave Balances" section displays your current accrued and used annual leave (AL) and sick leave (SL) hours. Finally, the "Net Pay" figure, typically at the bottom, represents your take-home amount after all deductions and taxes. Regularly reviewing these sections ensures accuracy and helps you track your earnings, benefits, and leave accrual.

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