Скачать или смотреть Don't Buy the Car: Why $3.9M is Actually $30k/Year

The average Top 50 MLB Draft pick signs for $3.9 million, but after Federal Tax, Agent Fees, and the "3% Rule," that life-changing money is barely enough to survive on. In this video, I run a full financial simulation on a Top 50 Signing Bonus to show you exactly how a $4M contract can turn into a $0 balance by age 30 if you fall into the "Lifestyle Creep" trap.

We model the "War Chest" strategy, calculate the real cost of inflation on your buying power, and determine the exact "Safe Withdrawal Rate" you need to maintain Financial Flexibility after your playing career ends.

We cover:
✅ The 5 key factors to consider before spending a single dollar
✅ How to avoid falling into the “lifestyle trap”
✅ What smart spending actually looks like
✅ How to turn your bonus into financial freedom — not just fast cash

🧠 This video is for players, families, agents, and anyone involved in MLB Draft prep.
Whether you land $2M or $10M — your future depends on what you do next.

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We’ve walked in your shoes.
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– Jacob

This content is for educational purposes only and not financial, legal, or tax advice.