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Colombia Real Estate Investment Guide 2026
Is Colombia Still A Safe Bet For North Americans in 2026?
🔥 Top 5 Questions for Colombia real estate investment
1. What’s the minimum investment for Colombia M-10 visa in 2026?
$120,000 USD (350 minimum wages). This grants a 3-year renewable M-10 visa leading to permanent residency after 5 years. Property must be registered as foreign direct investment. You can use multiple properties to reach the minimum. No mortgage allowed for visa qualification.
2. What are typical rental yields in Colombia in 2025?
6-10% annually for long-term, up to 15% for short-term. Medellín offers 6-10%, Bogotá 6-7%, Cali 4-9%. Short-term rentals (Airbnb) can achieve 10-15% due to digital nomad boom. Prime locations see highest yields with 85%+ occupancy rates.
3. Are there any restrictions on foreign property ownership?
No restrictions – foreigners have identical rights to citizens. You can buy anywhere except within 2km of international borders or coastlines. No minimum investment for ownership (only for visas). Can own residential, commercial, or land. Process requires only passport and funds.
4. What’s the path to Colombian citizenship for investors?
10 years total: 5 years M-10 visa + 5 years permanent residency. Must maintain property investment throughout. Citizenship requires Spanish language proficiency and basic Colombian history knowledge. Colombia allows dual citizenship. Passport provides visa-free access to 129+ countries.
5. What are the total costs beyond property purchase?
3-4% of property value in closing costs. Includes 1.6% property tax, 0.5-1% registration, 1% sales tax, notary fees, attorney fees ($800-1,200), and visa application ($282). Annual property taxes 0.3-3% of cadastral value. No capital gains tax on primary residence after 2 years.
💡 Need more detailed answers? Check out the full guide in the comments!
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