Скачать или смотреть The Big Squeeze: Delinquencies, Losses & Portfolio Defense | Automotive Finance Canada 2026

As "higher-for-longer" interest rates continue to strain household budgets across Canada, delinquencies and credit losses have returned to the top of the executive agenda. How are the nation's leading lenders fortifying their portfolios without shutting down growth?

In this candid discussion from the 2026 Automotive Finance Canada Summit, CEOs and heads of auto finance from Santander, iA Auto Finance, and Eden Park share their "battle plans" for portfolio defense. Moderated by Paays, the panel explores the shift from aggressive originations to precision underwriting and the evolution of modern collections playbooks.

Key Discussion Points:
Recalibrating for 2026: How lenders are adjusting Loan-to-Value (LTV) and term strategies to mitigate risk.

Early Warning Indicators: Using cohort analysis and real-time data to spot stress before the first payment is missed.

The New Collections Playbook: Moving from traditional recovery to proactive restructuring and "customer-first" loss mitigation.

Stress Testing: How credit committees are modeling portfolio resilience against continued economic volatility.

Underwriting Tightening: Identifying which segments are showing the most resilience and where credit is being pulled back.

The Panel:
Moderator: David Fry | CEO, Paays
Stephen Dykau | CEO, Santander
Andrew Mulroy | VP Operations, iA Auto Finance
Paul Hunsley | Head, Automotive Finance, Eden Park



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About the Event:
Automotive Finance Canada is the premier gathering for senior leaders in the Canadian lending landscape, hosted by the Canadian Lenders Association.

Official Event Site: https://financeevents.ca/events/2026-...