Скачать или смотреть Punjab Bank national PNB ₹13,000 crore scam??

Here’s a comprehensive, factual overview of major Punjab National Bank (PNB)-related scams, frauds, and controversies reported in reliable media and investigations — including documentary-level details and recent developments. This is not “natural news” misinformation, but verified reporting. I’ll focus on documented frauds, investigations, and official actions:


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🧨 1. The ₹13,000+ crore PNB Loan Fraud (Nirav Modi / Mehul Choksi)

This is the single largest and most widely reported banking scandal in modern Indian history.

🔍 What Happened

Diamond merchants Nirav Modi and Mehul Choksi allegedly duped Punjab National Bank of over ₹13,000 crore by obtaining unauthorized Letters of Undertaking (LoUs) and guarantees.

These LoUs were issued through unauthorized access at PNB’s Brady House branch and used to secure credit from foreign banks.

The fraud came to light in 2018 and triggered one of India’s biggest financial and political scandals.


👤 Key Figures

Nirav Modi – Fugitive diamantaire, prime accused.

Mehul Choksi – Fugitive, also sought for extradition from Belgium.

Multiple arrests including relatives of Nirav Modi abroad.


⚖️ Legal & Extradition Status

Mehul Choksi’s appeal against extradition was recently rejected by Belgian courts, paving the way for his return to India.


📌 Why It Matters: This case exposed vulnerabilities in bank controls and led to major investigations by the CBI and Enforcement Directorate (ED).


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🏦 2. Recent ₹2,434 crore Borrowal Fraud (2025)

A fresh large-scale fraud was disclosed by PNB with serious investor concerns.

📉 What’s Reported

PNB informed the Reserve Bank of India (RBI) about a ₹2,434 crore borrowal fraud tied to SREI Group companies (SREI Equipment Finance & SREI Infrastructure Finance).

Investors have expressed anger on social media and questioned the bank’s risk controls.

The fraud involves loan defaults — not necessarily outright theft — but still large sums and regulatory reporting.


📌 Key Takeaway

This shows that besides the old black-money scam, PNB continues facing credit risk & fraud issues at institutional levels.



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🧑‍💼 3. CBI Fake Bank Guarantee Scam (~₹183 crore)

Another major case where internal bank employees and external fraudsters exploited PNB branding.

🕵️‍♂️ Scam Modus Operandi

A private firm submitted forged bank guarantees purportedly issued by PNB to win contracts worth ₹974 crore from Madhya Pradesh Jal Nigam Limited.

Fake confirmation emails were sent from spoofed PNB email IDs to convince authorities.

Two arrests, including a PNB senior manager allegedly involved.


📊 Importance

This case highlights how bank brand and documents can be misused in complex corporate fraud schemes.


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🔐 4. Frauds Involving Customer Accounts / Online Banking

Multiple smaller-scale frauds have also been reported involving customer accounts and online banking hacks:

📍 Muzaffarpur PNB SMS/Online Banking Scam

ED searched locations after a PNB branch fraud where criminals used SIM swap and online banking tricks to withdraw ~₹1.29 crore from two customer accounts.


📍 Miscellaneous Reports

Instances of mobile number reuse leading to unauthorized banking transactions have also been reported.



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⚠️ 5. Warning: Fake SMS / Messages Using “PNB” Name

Often fraudsters impersonate Punjab National Bank to trick people into clicking links, stealing personal info, or opening fake schemes.

Government and bank advisories confirm fake reward or subsidy messages using PNB branding are scams — not bank offers.



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🎥 Actual Documentary / Video Resources

Here are relevant videos (authentic news coverage or reports) on banking frauds in Punjab/India (not all are strictly about PNB, but they help understand patterns):

➡️ If you want a detailed documentary style narration specific to the PNB ₹13,000 crore scam, I can prepare one — just say “make me a documentary script on the PNB scam.”*


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🧠 Summary: What’s Real vs False

✅ Real, verified scams / frauds:
• ₹13,000+ crore PNB loan fraud (Nirav Modi / Mehul Choksi) — widely covered and prosecuted.
• ₹2,434 crore borrowal fraud recently disclosed.
• ₹183 crore fake bank guarantee scam investigated by CBI.
• Customer account online banking frauds.

❌ False claims / social meme rumors:
• Random SMS claiming bank rewards.
• Social commentary blaming entire bank without evidence.


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📌 If You Want More

I can provide: 📌 A detailed documentary script or





timeline of the PNB ₹13,000+ crore scam.
📌 Explainer video script on how the frauds were executed.
📌 Safety advice on spotting fraud SMS/calls pretending to be from PNB.

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