Скачать или смотреть U.S. plan to LIMIT bank overdraft fees

The U.S. government on Wednesday proposed to limit bank overdraft fees. The new draft rules, unveiled by the Consumer Financial Protection Bureau, could cap some of the charges as low as $3, part of a suite of potential changes meant to aid low-income Americans that are most at risk of racking up substantial debts.

Under the agency’s new draft proposal, banks would be subject to tough credit card-like regulations on their overdraft programs, unless they agree to lower fees on customers. The charges would be capped, either to the amount necessary for a bank to cover its losses, or to a federal maximum, which may be set between $3 and $14.
 
The exact amount is not decided, nor are the rest of the bureau’s rules, as the agency plans to solicit public feedback in the hopes of enacting its proposal by October 2025.