Credit Worthiness of a Borrower | IBPS PO Interview Preparation | Golden Career

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Welcome to Golden Career, your one-stop destination for IBPS PO Interview preparation! In this video, we will discuss an important topic for IBPS PO interviews: Credit Worthiness of a Borrower. Understanding the borrower's creditworthiness is a critical concept for aspiring bankers and will help you answer interview questions confidently and accurately.

What is Credit Worthiness?
Credit worthiness refers to a borrower's ability to repay a loan based on their financial history, income, assets, and other factors. In this video, we explain:
✅ Key Factors Affecting Credit Worthiness
✅ Role of CIBIL Score and Credit Reports
✅ 5 C's of Credit: Character, Capacity, Capital, Collateral, and Conditions
✅ Practical Examples and Tips

By mastering this topic, you will significantly enhance your chances of scoring well in the IBPS PO interview and impress the panel with your knowledge.