YouTube Title:
Kevin O'Leary: If You're Over 65, The Only 2 Vanguard Funds You Should Ever Hold (Safe & Simple)
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Shark Tank's Kevin O'Leary (Mr. Wonderful) reveals his ultra-simple retirement strategy for anyone over 65: Own JUST these 2 Vanguard funds for safety, reliable income, and peace of mind — no complicated portfolio needed!
O'Leary emphasizes preservation over growth in retirement. At this stage, you want low-risk, low-cost funds that generate steady dividends, protect against inflation, and minimize volatility so you never run out of money.
Mr. Wonderful's only 2 Vanguard funds for over-65 investors:
Vanguard Dividend Appreciation ETF (VIG) — Focuses on "Dividend Aristocrats" (companies raising dividends for decades) for growing income and stability
Vanguard High Dividend Yield ETF (VYM) — Higher current yield from quality blue-chip stocks, providing cash flow you can live on without touching principal
Why these two? Low fees (under 0.06-0.08%), broad diversification, proven track records, and a perfect balance of growth + income. O'Leary's rule: Live only off the dividends — let compounding protect your nest egg forever.
Over 65 and worried about markets? Follow Mr. Wonderful's safe & simple plan and retire stress-free!
Subscribe for more Kevin O'Leary retirement advice, Vanguard fund breakdowns, Shark Tank investing tips, and senior wealth strategies!
Disclaimer: Not financial advice. Always do your own research and consult professionals. Investing involves risk.
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