Скачать или смотреть Your 401(k) is a Tax Bomb: How to Save $500K Before Age 73

Your 401(k) is a Tax Bomb: How to Save $500K Before Age 73

If you have 80% of your retirement savings in a 401(k) or IRA, you're sitting on a ticking tax bomb. At age 73, the IRS forces you to start taking Required Minimum Distributions (RMDs) - and for most people, this creates a massive, unavoidable tax bill that destroys wealth. In this video, I break down exactly how the retirement tax trap works and show you the strategies to minimize or eliminate it.

🔥 THE PROBLEM:
You think you have $2 million in your 401(k), but after taxes, you actually have $1.3-1.4 million. The IRS is your silent partner, and their share keeps growing. At age 73, forced withdrawals push you into higher tax brackets (22%, 24%, even 32%), trigger Medicare IRMAA surcharges, and cost you hundreds of thousands in unnecessary taxes.

💡 THE SOLUTION:
Strategic Roth conversions during the "tax opportunity window" (ages 62-73), proper tax bracket management, and smart Social Security timing can save you $300K-500K+ in lifetime taxes.

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