Скачать или смотреть How to Fix Your Pension Before It's Too Late

Are you making the most of your pension? Most people aren’t — and it could be costing them thousands. Journalist Alice Guy is former Head of Pensions at Interactive Investor and a qualified chartered accountant. She breaks down how to get the most from your pension: from salary sacrifice and tax relief, to checking out how you’re invested and boosting your long-term pot.

✅ Here’s our pension provider cheat sheet: https://makingmoney.email/pension-che...

If you have a DB pension, watch this:    • Defined Benefit Pensions: What You Need To...  

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This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 - How much should you be contributing?
08:00 - How to increase employer's contributions
10:34 - High rate tax payers missing out on billions
12:26 - Is salary sacrifice worth it?
15:41 - Tide ad
17:12 - What’s the best way to claim tax relief?
21:33 - What are the carry forward rules?
26:09 - Are you realistic about what you need?
28:34 - Should you count on a state pension?
31:27 - Vanta ad
32:45 - What should policymakers be doing?
39:48 - How to pick the right fund?
45:33 - How is your fund performing?
51:00 - Should you switch out of the default fund?
57:09 - What kinds of funds should you go into in retirement?
01:02:13 - Should you consolidate?
01:04:31 - Make sure you don’t fall into this pension trap