Скачать или смотреть India’s NPA Crisis

India’s banking sector once stood on the brink of collapse, weighed down by massive Non-Performing Assets and years of weak credit discipline. From an NPA ratio of nearly 16% in the 1990s to a fresh crisis driven by reckless lending during the UPA years, bad loans threatened the very foundation of economic growth.

This video traces India’s full NPA journey. From the early Narasimham Committee reforms and the SARFAESI Act, to the relapse caused by phone banking and crony capitalism, and finally the decisive clean-up through Asset Quality Review, Insolvency and Bankruptcy Code, bank recapitalisation, mergers, and the creation of a bad bank.

Today, with gross NPAs falling below 3%, India’s banking system stands among the strongest in emerging markets.

This is not just a story of recovery. It is a lesson in transparency, accountability, and disciplined governance, and a reminder that financial stability demands constant vigilance.
Watch to understand how India fixed its bad loan problem and what it means for the country’s economic future.

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