How To Get Money Back From Apple Pay If Scammed (How Can I Get Refund For Scam On Apple Pay?)

How To Get Money Back From Apple Pay If Scammed (How Can I Get Refund For Scam On Apple Pay?). In this video tutorial I will show how to get money back from Apple Pay if scammed.

How to get your money back if scammed on Apple Pay
While mobile payment services such as Apple Pay make payment for services swiftly, they are prone to fraudulent activities. Its limited buyer protection makes it a prime target for scammers. In most instances, you may get your money back after being scammed on Apple Pay. Nonetheless, it may still be impossible to get a refund. One of the most salient scams in Apple Pay is phishing. It involves scammers sending text messages, phone calls, or emails to mislead users into providing their Apple Pay payment information.
If you discover a scam on Apple Pay, take the following steps to get your money back into your account;

Confirm that the scam came through Apple Pay.
It is unlikely to get scammed on Apple Pay due to its high encryption. However, in some instances, it may happen. Confirm that the transaction is on your Apple Pay. To confirm, go to your transaction history and check the unauthorized transaction.

Locate the unauthorized transaction in question.
To locate the unauthorized transaction, undertake the following steps;
i. Navigate your device to open the wallet app.
ii. Tap the credit or debit card from which the scam happened.
iii. Browse through the list of all the transactions recorded on your app.
iv. Upon finding the contested transaction, tap it to get more information on the scam, including the amount.

Report the transaction
Although it is not a guarantee that you will get back your money, make a formal report with Apple. To make a report, do the following;
i. Navigate your wallet app to the unauthorized transaction.
ii. Select the “report an issue” option.
iii. When prompted, click on incorrect merchant information.
iv. Provide details, including the merchant’s name, category, and other relevant issues.

Contact your financial institution or card provider.
Contact your debit or credit card provider or bank to dispute the transaction. Upon inquiry, your bank may compensate you for the scam on your account. If you recognize the scammer or the company, you may contact them.

That’s it; Apple bears no responsibility for fraudulent transactions on your card connected to Apple Pay. Refunds may take 2-5 business days, depending on the nature of the unauthorized transaction.

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