Silver Dollar Annuit on the back. This video is a plain-English walkthrough of the National Association of Insurance Commissioners (NAIC) Buyer’s Guide to Annuities.
The Buyer’s Guide was created by insurance regulators to help consumers better understand how annuities work, including their features, benefits, limitations, and trade-offs.
In this video, I go through the guide step by step and explain what it actually says, without sales language or product recommendations.
This is not a sales presentation.
No products are offered, and nothing is being sold.
The goal is education — so viewers can better understand annuities and know what questions matter before making any decisions.
For additional reference, the NAIC Buyer’s Guide can be downloaded directly from the National Association of Insurance Commissioners.
Educational purposes only.
⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️
📱 Call or Text: 501-658-9882
📨 Email: [email protected]
📅 Schedule A Call: https://calendar.app.google/aPV5NWbkT...
⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️
======
If this is your first time on this channel, and you want to learn about annuities, then subscribe ▶ and tap the bell💰 for notifications, so you can be the first to know about: Fixed annuities
======
Subscribe 👉👉👉 / @annuitiesexplained
Jeff McLeod, LUTC
800-286-1812
ARKANSAS LICENSED INSURANCE PRODUCER # 558629
NATIONAL LICENSED INSURANCE SALES PRODUCER #558629
CA Lic # OE44103 FL Lic # A174039 TX Lic # 901162
#annuity #annuities
Important Disclaimer: This video is for informational and educational purposes only and does not constitute a personalized quote, recommendation, or solicitation to purchase an annuity or any insurance product. It references the NAIC Annuity Buyer's Guide (2007, 2020 edition, available at https://content.naic.org/) for consumer education on key topics like fees, risks, and alternatives — download your free copy there for full details. Source: © 2025 National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or distribution strictly prohibited without written permission of NAIC.
Annuity rates, payouts, features, and availability vary significantly based on individual factors including age, health, state of residence, carrier, market conditions, and economic factors. Hypothetical examples (e.g., yields or payouts) are based on historical averages or general ranges and are not guarantees of future performance.
Key Considerations & Risks (Per NAIC Buyer's Guide & State Laws): Annuities may involve surrender charges (up to 10% in early years), mortality & expense fees (1–2% annually), and other costs that could reduce returns.
Withdrawals before age 59½ may incur a 10% IRS penalty plus ordinary income taxes. Not FDIC-insured; backed solely by the insurer's claims-paying ability (check A.M. Best ratings).
Annuities may not be suitable for everyone — evaluate liquidity needs, investment goals, tax implications, and alternatives like CDs, IRAs, or bonds. Not a substitute for professional financial advice.
Conflicts of Interest: As a licensed insurance producer, I (Jeff McLeod) may receive commissions on suitable products recommended through consultations. Produced by Jeff McLeod, Licensed Insurance Producer in AR # 558629 CA 0E44103, TX 901162 FL A174039 and other states.
Completed NAIC Annuity Best Interest Training (4–8 hours, state-specific, 2025). For personalized quotes or advice compliant with your state's regulations (e.g., CA DOI, TX TDI, FL OIR, AR AID), contact me directly: 501-658-9881
Rates and products change; consult me for current details. Questions? File a complaint with your state's DOI: insurance.arkansas.gov (AR), insurance.ca.gov (CA), tdi.texas.gov (TX), floir.com (FL).
Информация по комментариям в разработке