Скачать или смотреть Are You One Speed Bump from Disaster? DTI & Wealth Creation Uncovered

Buying a home isn’t just about qualifying for a mortgage—it’s about building long‑term wealth. In this week’s MortgageMinute, Art Alvarez explains how to balance debt‑to‑income (DTI) ratios without sacrificing your future.

You’ll learn why some government loans allow DTIs up to 56.99 % and why any DTI above 50 % requires careful planning—but more importantly, you’ll see how strategic budgeting and smart financing can turn a home purchase into a powerful wealth‑building tool.

In fact, Federal Reserve data shows homeowners accumulate roughly 40 × more wealth than renters over time. We’ll share practical tips for paying down debt, leveraging seller credits to lower your rate, and positioning yourself to capture the equity gains that come with ownership.

Join us live at 2 pm PST on YouTube and LinkedIn to find out how you can buy with confidence and start building your future.


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