Скачать или смотреть AT&T Pension Freeze Scandal: How Thousands Lost Their Retirement Overnight

They thought a lifetime at the phone company meant a guaranteed pension.
Then one quiet plan change in the 1990s rewrote their futures on paper while they kept working, unaware their pension growth had silently stopped.

In the late 1990s, AT&T’s corporate leadership approved a complex pension “conversion” that froze the real growth of many long-service managers’ benefits just years before retirement.
What followed was a pension promise that effectively vanished in slow motion, as older workers discovered that a decade of late-career service had added almost nothing to the checks they were counting on.

This is the documented story of the AT&T pension freeze and cash-balance conversion, told through records, testimony, and evidence.

American Retirement Scandals investigates pension failures, 401(k) fee schemes, Medicare and Social Security missteps, nursing-home abuses, annuity traps, elder-fraud rings, and the paper trails behind them.
No politics.
No commentary.
No dramatization.
Just documents, hearings, memos—and the people affected.

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