Скачать или смотреть The HOA Time Bomb: Why Townhomes Could Turn From “Deal” to Disaster in 2026

The HOA Time Bomb: Why Townhomes Could Turn From “Deal” to Disaster in 2026

📉 You’re standing in front of two doors: a detached single-family home with the yard…and a townhouse that looks “affordable” until the fine print shows up. This video puts real numbers and real risk on that choice.

🏠 I’ll walk you through what actually appreciated more over the last five years nationally—and why your metro can flip the outcome completely, fast.

⚠️ We’ll talk about what’s getting stress-tested in 2026: payment pressure, inventory shifts, builder trends, and the HOA/insurance costs that can turn a “deal” into a trap.

🔍 If you’re buying, selling, lending, or investing, you’ll leave with a practical way to evaluate liquidity, pricing power, and hidden carrying costs before you commit.

Source of data consulted by the channel's curation team and cited in the video:

Redfin Monthly Housing Market Data (Tableau Public) — “Median Sale Price” (by property type) — Redfin — Updated continuously; accessed January 15, 2026.

Downloadable Housing Market Data (Redfin Data Center) — Redfin — Updated weekly; accessed January 15, 2026.

Pending Home Sales Drop to Lowest Level on Record Aside From Start of Pandemic — Redfin — January 15, 2026.

Pending Home Sales Hit Second Lowest Level on Record — Redfin — January 15, 2026.

2025 Housing Market Year In Review — Redfin — December 29, 2025.

Slight Gains for Townhouse Construction (Townhouse Construction Hits Record Market Share) — NAHB (Eye On Housing) — August 27, 2025.

Townhouse Construction Share Gains Continue — NAHB (Eye On Housing) — January 9, 2026.

NAR Existing-Home Sales Report Shows 5.1% Increase in December — National Association of REALTORS® — January 14, 2026.

Existing-Home Sales Housing Snapshot (December 2025) — National Association of REALTORS® — January 14, 2026.

The Fees Burdening Home Owners After They Buy — The Wall Street Journal — November 10, 2024.

What Condo Owners Should Know Before a Special Assessment — The Wall Street Journal — June 25, 2025.