Скачать или смотреть Health Insurance Networks Explained | HMO, PPO, EPO, POS & Out-of-Network Costs

Your health insurance network determines which doctors and hospitals cost you less — and which ones can cost significantly more.

Many people focus on premiums but overlook networks, even though staying in-network is one of the biggest factors in controlling medical costs.

In this video, we explain:
• What a health insurance network is
• The difference between HMO, PPO, EPO, POS, and PFFS plans
• Which plans require referrals for specialists
• Which plans allow out-of-network care
• Why networks matter for doctors, hospitals, and specialists

This applies to ACA Marketplace plans, private health insurance, employer-sponsored coverage, and Medicare plans.

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