The Retirement Spending Lie all Retirees Believe

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Are you delaying retirement because you think you need millions? In this video, I, Sushant—retired at 41 using just my salary and smart investing—debunk the biggest myths about retirement savings. From the million-dollar myth to the reality of sustainable withdrawal rates and customized retirement planning, we dive into actionable strategies backed by tools like Monte Carlo simulations. Discover how to calculate your true retirement number and why early retirement might be closer than you think. Plus, get a demo of my go-to retirement planner that helped me retire confidently. Watch now and start planning your financial freedom today!

0:00 Introduction
0.20 Street Interview
2:14 4 Percent Rule
3:16 Retirement Planning


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WHO AM I?
Hello I’m Sushant, I am financially independent and retired at the age of 41 with just my salary and smart investing.
I worked in the corporate world for 17 years. I make practical, rational content on investing, personal finance, and much more with a data-backed approach.
My goal is to help you with financial literacy and creating wealth.

DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. MoneywithSwabi does not provide investment or Tax advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. All investing involves risk, including the possible loss of principal. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel.