Скачать или смотреть New Texas Law Could Drive Up Medigap Costs in 2026

A new Texas law is changing the Medicare supplement landscape — and it could mean higher premiums, fewer plan options, and big shifts in the market. VP of Brokerage Curt Graham explains Texas House Bill 2516, what it means for people with ALS and End Stage Renal Disease, and how carriers are preparing for the change.

Here’s what you’ll discover in this video:
✅ The details of HB 2516 and who it affects
✅ How much ESRD care costs Medicare — and why it matters
✅ Why some carriers are pulling plans from Texas
✅ The key dates and timelines for enrollment changes

Stay informed so you can guide clients and protect your book of business.

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00:00 – Intro & purpose of update
01:28 – Texas House Bill 2516 overview
02:11 – New eligibility rules for ALS & ESRD
03:33 – Pricing limits for under-65 beneficiaries
04:05 – Special open enrollment period (Dec 2025 – June 2026)
05:16 – Medicare costs for ESRD patients
06:06 – Why carriers will be impacted
07:14 – Carrier plan withdrawals in Texas
08:24 – Importance of agent education
09:35 – Potential 2026 business influx
09:56 – Final thoughts & AEP reminder

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