Скачать или смотреть Credit Karma vs The FICO Score Lenders Want

Credit Karma Lying To You About Mortgages?
Ever wondered why the credit score on your phone might not be what lenders consider for a mortgage? We're diving deep into the world of "mortgage credit score" to explain which FICO scores "banks" actually use. This video will change how you prepare to buy a home, offering crucial insights for every "first time home buyer" and helping you understand your "credit health" for better "mortgage approval" chances. Learn the truth about your credit score and make informed decisions on "how to buy a house"!

Timeline
0:00 – The Mortgage Score You’re Checking Is Wrong (Hook)
0:20 – Finictra Intro + Disclaimer
0:45 – Credit Karma vs Mortgage Scores: The Hard Truth
1:35 – Why Lenders Ignore FICO 8 & VantageScores
2:20 – The 3 Mortgage FICO Scores Revealed (2, 4, 5)
3:05 – Which Bureau Runs Which Mortgage Score
3:45 – The Middle Score Rule Explained Simply
4:30 – Where to Get Your Real Mortgage Scores
5:15 – Minimum Score Requirements by Loan Type
6:10 – How to Improve Your Mortgage FICO Scores
7:05 – Timeline to Become Mortgage-Ready
7:45 – Costly Mortgage Mistakes to Avoid
8:20 – Real Approval Story + Final Takeaway
8:45 – Call to Action + Close