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I’m in My Late 60s: 7 Retirement Mistakes Almost Everyone Makes

Retirement is supposed to be the reward after decades of hard work—but for many people, it quietly becomes a source of stress, regret, and financial anxiety.

Hi, I’m Frank Miller, and welcome to Senior Health Hub USA. In this video, I’m sharing the 7 biggest retirement mistakes I see almost everyone make, including a few I nearly made myself. These aren’t rare mistakes—they’re the ones that trip up most retirees in their 60s and 70s.

If you’re already retired, thinking about retiring soon, or helping a loved one plan, this video could save you years of worry and tens of thousands of dollars.

In this video, we cover:

• Overspending in the first years of retirement
• Claiming Social Security too early
• Underestimating healthcare and Medicare costs
• Retiring without a clear spending plan
• Loneliness and social isolation
• Being too conservative with investments
• Retiring without purpose or meaning

Retirement today can last 25–30 years. Small mistakes early on can create big problems later—but the good news is most of these mistakes are completely avoidable once you know what to watch for.

If this video helped you, please like, subscribe, and turn on notifications so you don’t miss our weekly tips on retirement, health, and happiness.

💬 Comment below: Which retirement mistake worries you the most—or which one did you already learn the hard way?

Thanks for watching, and remember—you don’t have to figure retirement out alone.

— Frank Miller
Senior Health Hub USA