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Will Bankruptcy Stop Wage Garnishment and Foreclosure? 🛑 Virginia Beach VA

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Yes, absolutely. This is one of the most immediate and powerful benefits of filing for bankruptcy. The moment your bankruptcy petition is filed, an "automatic stay" goes into effect. This court order legally prohibits most creditors from taking any further collection actions against you. This means that a scheduled foreclosure sale will be postponed or canceled, a pending wage garnishment will be stopped, and phone calls from debt collectors must cease. This immediate relief provides a crucial window of time for you to reorganize your finances and work with your attorney to find a long-term solution. Whether you are seeking a discharge of debt in Chapter 7 or a repayment plan in Chapter 13, the automatic stay gives you the breathing room you need to take control of your financial future. ⏱️
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Will Bankruptcy Stop Wage Garnishment and Foreclosure? 🛑 Virginia Beach VA

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