#canadapensionplan #CPP2025 #RetirementIncome
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Are you ready for some exciting news that could boost your retirement income in 2025? Major changes are coming to the Canada Pension Plan (CPP) — and if you plan wisely, you could actually earn hundreds of dollars more every month in retirement!
In this video, we break down the big CPP changes for 2025, explain who benefits the most, and share simple but powerful strategies to maximize your Canada Pension & OAS income. Whether you're nearing retirement or still in your career, these updates will help you make smarter financial decisions that pay off for life.
👉 What You’ll Learn Today:
New 2025 CPP contribution & benefit rules
How the second earnings limit (YAMPE) impacts your income
Smart timing tips: when to take CPP for maximum payout
How to boost your CPP through extra contribution years
Hidden strategies most Canadians overlook to grow their retirement income
CPP & OAS coordination tips to lower taxes and increase benefits
💡 These aren’t just small updates — they could mean thousands of dollars more over your lifetime. Make sure you understand these 2025 changes before you retire!
📺 Subscribe to CCP & OAS Insider for the latest updates on CPP, OAS, GIS, and Canadian retirement tips. We keep you informed, empowered, and ready to make the most of your money.
🔔 Turn on notifications so you never miss a pension update!
00:00 – Exciting News for Canadian Retirees
00:40 – Welcome to CCP & OAS Insider
01:10 – What Is the Canada Pension Plan (CPP)?
02:00 – Major 2025 CPP Enhancements Explained
03:20 – Understanding the Second Earnings Limit (YAMPE)
04:15 – How the New CPP Tiers Affect You
06:00 – Contribution Rates & What They Mean for Your Future
07:45 – The Smart Timing Strategy: When to Take CPP
10:00 – Maximizing Your 39 Best Contribution Years
12:30 – CPP After 65: The Power of Post-Retirement Benefits
14:10 – Spousal Planning: Income Splitting & Tax Savings
16:00 – Outro: Stay Informed, Stay Prepared
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