CGTMSE योजना में कैसे आवेदन करे || How to Apply For CGTMSE Scheme || Complete Info On CGTMSE Scheme

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), an initiative by the Government of India and SIDBI, is a trust which provides the financial institutions with cred guarantee to offer loans to SMEs and MSMEs.

The key feature of the scheme is to create a robust credit relief system that can promote a better credit flow to the SME and MSME sector in India.

The members who lend to SME and MSME sectors are eligible for a maximum credit cap of Rs 2 crores, and the NBFC can also be the member of the lending institution eligible for the CGTMSE Scheme.

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The application process is incumbent upon the lender to apply for eligible credit facilities as and when sanctioned. There will be a CGTMSE fee applicable on the commencement day.

The MSME and SME sector contributes about 30% of the GDP in India and employs more than ten crore people as per conservative estimate. Considering the facts faced by the in accessing credit facility, the CGTMSE is a proven way of resolving hurdles by allowing lenders to be liberal in extending credit.

Institute for Industrial Development - Incubator with MSME, Govt. of India. Mission to impart detailed knowledge on various Govt. scheme under one roof.

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