Скачать или смотреть Demand Drafts | Noting | Protesting | Bank Promotion Exams | Negotiable Instruments

Welcome to another important session for JAIIB & Bank Promotion Exam preparation!
In this video, we cover Negotiable Instruments Act – Part 3, focusing on three powerful exam-scoring areas: Demand Drafts, Noting, and Protesting.

If you are preparing for JAIIB, CAIIB, Bank Promotion Exams, Internal Promotion Exams, CCP, or Banking Law topics, this class will give you complete conceptual clarity with real examples and exam-oriented explanations.

🎯 What You Will Learn in This Video
Meaning and features of Demand Drafts (DD)
Difference between Cheque vs Demand Draft
Responsibilities and liabilities of the issuing bank
Noting under the Negotiable Instruments Act
Protesting – purpose, process, officials involved
Protest for foreign bills
Dishonour of instruments
Banker’s responsibilities in DD operations
Practical case studies for exam preparation

📌 Why This Topic Is Important for Exams?
Demand Drafts, Noting & Protesting are high-weightage areas in all banking exams.
Every year, 2–4 MCQs are asked directly from these sections.

This video helps you understand:
✔ How DD works
✔ When a bill needs noting or protesting
✔ What actions a banker must take when an instrument is dishonoured
✔ Legal implications and customer rights

📝 Possible Exam Questions
What is the legal nature of a Demand Draft under the NI Act?
Which section of the NI Act covers Noting of a bill?
Who is authorised to protest negotiable instruments?
What is the difference between Noting and Protesting?
Why Demand Drafts are considered more secure than cheques?
Can a Demand Draft be stopped by the purchaser?
What is notary public and what are their powers?
When is protest for better security required?
Define dishonour by non-acceptance and dishonour by non-payment.
What details must be recorded during noting of a bill?
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