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💸 is the new state pension enough for uk pensioners to live on in 2025?

hello everyone, welcome back to the channel! in this video, we’re diving into the important question that’s on the minds of many pensioners: is the new state pension enough to live on in 2025?

the uk state pension has seen a rise in may 2025, reaching £230.25 per week. but is this enough to cover the cost of living for pensioners across the uk? let’s break it down.

💰 what’s the new state pension?

for those who reached state pension age after april 2016, the new state pension stands at £230.25 per week. while this is a significant increase, it’s important to understand how far this amount will really go.

📊 how much do pensioners actually need to live?

according to experts, a single person would need at least £20,800 per year to maintain a minimum standard of living, which is far above the new state pension’s total of about £11,976 per year. so, is the state pension enough? it looks like many pensioners may still need to rely on additional sources of income.

🆘 what extra support is available?

to help with the rising cost of living, the government has also introduced a £450 cost of living payment for eligible pensioners starting may 2025. while this can provide some relief, it may not be enough for everyone.

📌 tips for maximizing your pension:

check your national insurance record: make sure you’ve got the full 35 years of contributions to get the full state pension.

consider voluntary contributions: if there are gaps in your national insurance record, you can top it up to increase your pension.

look into other savings options: workplace pensions or personal savings can help bridge the gap.

in this video, we’re taking a deep dive into these important topics, so don’t forget to like, comment, and subscribe for more helpful updates!

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