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⚠️ £45,000 State Pension Error – HMRC Warning for Those Born Before 1959 ⚠️

Are you at risk of losing out on your state pension? HMRC has issued a warning about a serious pension error that could cost people up to £45,000 in retirement income. If you were born before 1959, this video is essential viewing.

In this video, we break down:
✅ What the HMRC pension error is
✅ Who is most affected (born before 1959)
✅ How to check your pension records
✅ Steps to protect your retirement income
✅ What you can do if you’ve been underpaid

Don’t let mistakes cost you your hard-earned pension. Watch till the end to find out how to safeguard your money and ensure you get what you’re entitled to.

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YouTube Chapters

0:00 – Welcome & Why Pensions Matter
0:38 – Shocking £45,500 State Pension Error
1:20 – Who Is Affected (Born Before 1959)
2:05 – How These Errors Happen (NI Records & Miscalculations)
3:00 – Real Impact: Underpayments & Missed Money
3:45 – Who Is Most at Risk (Women, Carers, Part-Time Workers)
4:30 – What You Can Do: Checking Your National Insurance Record
5:25 – Success Stories: Back Payments Up to £45,500
6:10 – Why It Affects Those Born Before 1959 in Particular
7:05 – Can You Still Claim Backdated Payments?
7:45 – Getting Support & Help With the Process
8:25 – Empowering Pensioners to Take Action
9:00 – Final Story & Closing Message

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