Скачать или смотреть ANZ Introduces Daily Transaction Scoring from FICO to Improve Credit Risk Decisions for 7M Customers

ANZ (The Australia and New Zealand Banking Group Limited) has pioneered the introduction of a daily transaction score for more than 7 million consumers and SME customers in a bid to make more customer-centric decisions, improve customer retention, and give the bank a competitive edge. The analytics-driven, scoring-as-a-service offering uses FICO advanced analytics and is executed on FICO® Platform to deliver the required scale and computing power. By supplementing monthly scoring with daily customer scoring, driven by customer transaction data, ANZ has achieved a nearly 3,000% increase in scoring data. This enables ANZ to better understand customers and make more profitable credit risk decisions. The FICO AI and machine learning models look at 5 billion transactions made by ANZ customers every day over a 36-month period.

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