Скачать или смотреть 🎯 Quick Guide: How to Get a 610+ Credit Score in South Africa

A 610 credit score is often the minimum needed to qualify for home loans and better credit deals in South Africa. If you're just starting out—or need to rebuild—here’s how to get there fast:

💡 6 Steps to Boost Your Credit Score:
1️⃣ Pay On Time – Always!
⏰ Late payments are credit score killers.
✅ Set reminders or use debit orders to avoid missing due dates.

2️⃣ Keep Credit Balances Low
📉 Use less than 30% of your credit limit.
❌ Avoid maxing out credit cards or store accounts.

3️⃣ Check Your Credit Report
🔍 Get a free report from TransUnion or Experian (once a year).
🛠️ Dispute any incorrect information immediately.

4️⃣ Don’t Apply for Too Much Credit
🚫 Opening several new accounts in a short time raises red flags.
✅ Only apply when necessary.

5️⃣ Use Credit Wisely
💳 A healthy mix of credit (like a store account + credit card) can help—if paid on time.

6️⃣ Be Consistent Over Time
🕒 Credit improvement doesn’t happen overnight.
🏆 Build good habits and stick to them.

✅ BONUS TIP:
No credit history?
💡 Try a secured credit card to start building a solid foundation.

📈 Track your score regularly and stay committed—your 610+ goal is within reach!

👍 Like this video if it helped, and subscribe for more tips on home loans, credit, and buying your first property in South Africa!

📞 Call Louise now on +2781 809 1190 or 📧 email at [email protected] to help secure your dream property in Mossel Bay!

🌐 For my latest property listings, visit https://www.listinglocalrealty.co.za/

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