Скачать или смотреть How I Helped a Buyer Purchase a Home with $0 Down Using a $35,000 Grant (Green Line Housing Story)

I recently helped a buyer purchase a home with $0 out of pocket using a $35,000 Greenline Housing Grant—and this is why knowing the right programs matters.

The Greenline Housing Grant is designed to help eligible buyers with:

Down payment assistance

Closing costs

Reducing the upfront cash needed to buy a home

This is not a traditional loan like many DPA programs. In qualifying cases, it can function as a grant, meaning no monthly payment and no immediate repayment, as long as program requirements are met.

Here’s the key:
Grants like this are program-specific, location-specific, and buyer-specific. They require the right loan structure, income qualification, and lender access. Most buyers (and even many LOs) never hear about them.

This buyer didn’t have perfect circumstances—just the right strategy.

⚠️ Availability, terms, and eligibility vary. Not every buyer qualifies. Always verify guidelines.

If you’re a buyer wondering what you actually qualify for—or a loan officer who wants to learn how to structure deals like this—this is exactly why education matters.