Скачать или смотреть Is Diversification Actually Making You Poor?

📊 Is diversification actually helping you… or quietly hurting your returns?

Most investors are told to diversify without ever questioning it.
But in this video, I break down when diversification works, when it doesn’t, and how too much of it can hold you back.

You’ll learn
🧠 When diversification genuinely reduces risk
📉 When it simply smooths volatility but lowers returns
🎯 Diversification vs concentration and who each strategy is for
⏳ Why age income and time horizon matter more than asset count
📈 How professionals actually think about risk adjusted returns

We look at real world examples including Warren Buffett’s views modern portfolio theory and why blindly following investing rules can be a mistake.

This video is for you if you are
💰 Investing in index funds
📊 Picking individual stocks
🏗️ Building long term wealth
❓ Unsure how diversified your portfolio should be

⚠️ Important disclaimer
This video is for educational purposes only and does not constitute financial advice. Always do your own research and consider speaking to a qualified financial adviser before making investment decisions.

⏱️ Chapters
00:00 - Intro to diversification debate
00:26 - Why diversification isn't one-size-fits-all
00:54 - Four main types of diversification
01:55 - Geographic diversification explained
02:34 - Industry diversification importance
03:07 - Stock concentration and risks
03:40 - Young investors: focus on concentration
04:45 - Older investors: prioritize diversification
05:48 - Balanced view on concentration vs diversification
06:23 - Age-based diversification strategies
06:56 - Common diversification mistakes
07:30 - Diversification and career risk
07:59 - Conclusion and call to action

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💬 Comment below
Are you more diversified or more concentrated and why?